Mortgage Qualification Calculator

This calculator will help you to determine how much house you can afford and/or qualify for. Begin by clicking in the first entry field and follow the instructions that appear in the Help box.

Note: Keep in mind these are estimates only, there many other factors including credit history, lender policies, e.t.c.

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Purchase Information Inputs Outputs
Purchase price:
Down payment:  
Loan amount:
Annual interest rate:
Length of the mortgage in years:
Payment Information Inputs Outputs (Monthly)
Monthly principal & interest payment:
Annual property taxes:
Annual insurance:
Annual PMI:  
Monthly association fees:
Monthly payment (PITI):
Tax deductible portion of payment:
Qualifying Information Inputs Outputs
Gross income:
Monthly debt payments:
Qualify for loan?:
Maximum qualifying loan amount:
Current Income to payment ratio (max = 45%):
Current debt to income ratio (max = 45%):
     

Longer term loans may take a few moments for the report to be generated.
 
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visitors since 11/17/2008
Scott Engle
Realty Source
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El Cajon, CA 92021
www.scottengle.com

We work with buyers and sellers in El Cajon and Santee California. Feel free to search the El Cajon MLS to view our El Cajon homes for sale!

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